background

Your Checking Account & VISA® Debit Card

You have endless possibilities accessing your Checking Account through The Visa® Debit Card, providing you ease and convenience.

Your Checking Account

Free VISA® Debit Card with ATM access
Free Online & Mobile Banking
Free Bill Pay & E-Statements
No minimum balance requirement
No monthly fee

Modern Digital Banking Within Your Own Community

  • Online Banking & Mobile App (Android, iPhone)
  • Remote Check Deposits
  • Multi-Factor Authentication (MFA)

Aventa Credit Union is dedicated to protecting your security and account information. We’re constantly looking to improve our digital offerings!

Opt-In

When you Opt-In, you’re covered when you overdraft your Checking Account using your Aventa Debit Card. Review our overdraft coverage options and Opt-In for protection! This service is offered at our discretion to cover overdrafts up to a set limit for a fee,* as outlined in our overdraft coverage options. Federally Insured by NCUA and Membership Qualifications Apply.

Overdraft Protection Options

Opt-In

open

Opt-In*1 is attached to your checking account and covers you when you inadvertently overdraft your account at an ATM or when making a debit card purchase. This service is offered at our discretion to cover overdrafts up to a set limit for a fee,* as outlined in our overdraft coverage options.

To receive Opt-In coverage, you must complete the OPT-IN OVERDRAFT CONSENT FORM.

Courtesy Pay

open

Should you inadvertently overdraw your account, we have the discretion to cover your overdrafts for checks or Automated Clearing House (ACH) transactions (including automatic bill payments).*2

Overdraft Line of Credit

open

With an Overdraft Line of Credit*3 your checking account is covered up to the approved line of credit with available limits up to $1,000. It protects you from overdrafts and from having transactions denied for non-sufficient funds. There are no per-item overdraft fees and rates vary and are subject to credit approval.

Personal Line of Credit

open

A Personal Line of Credit*4 protects you from overdrafts and from having transactions denied for non-sufficient funds.  Plus, it’s also an easy and convenient line of credit when you need quick access to cash with available limits up to $7,500. There are no per-item overdraft fees and rates vary and are subject to credit approval.

Savings Transfer

open

Use the funds in your savings account to automatically move money from savings to checking to pay for overdrafts as long as funds are available. Transfer fees apply, please see Cost Recovery Schedule. Transfers are limited to six transfers per month (when done electronically).

Calculate your Savings Goals

Thinking about what it will take to reach your savings goals? We’ve given you a tool to help you plan, our Savings Goal Calculator wil help you track and plan for your future.