All Available Rates

We have many rates to suit your needs. Use the links below to visit each section of the page for your convenience.

Loan Rates

Deposit Rates

Auto Loans

Year Max Term APR*
2018/2017 60 mos 3.74% - 17.99%
2018/2017 72 mos 3.99% - 17.99%
2018/2017 84 mos 4.24% - 17.99%
2016/2015/2014 60 mos 3.99% - 17.99%
2016/2015/2014 72 mos 4.24% - 17.99%
2016/2015/2014 84 mos 4.49% - 17.99%
2013/2012/2011 60 mos 4.99% - 17.99%
2010/2009/2008 60 mos 5.99% - 17.99%
2007 and older 48 mos 6.99% - 17.99%
*APR=Annual Percentage Rate. All rates and terms subject to change. All loans subject to approval. Rates, terms and conditions depend on credit qualifications. For a $20,000 auto loan for a term of 60 months with a 3.74% APR, the monthly payment will be $365.99.

Motorcycles/ATVs/Scooters

Max Term APR*
72 mos NEW 5.49% - 17.99%
60 mos USED 5.99% - 17.99%
*APR=Annual Percentage Rate. For a $10,000 motorcycle loan for a term of 60 months with a 5.49% APR, the monthly payment will be $190.97

Motor Home/Travel Trailers/Recreational Vehicles

Max Term APR*
under $20,000 - 84 mos New 6.49% - 17.99%
$20,000 - $49,999 - 144 mos Used 7.49% - 17.99%
$50,000+ - 240 mos
*APR=Annual Percentage Rate. For a $15,000 motor home loan for a term of 84 months with a 6.49% APR, the monthly payment will be $222.67.

Boat/Motor Trailer

Max Term APR*
$30,000 - 84 mos New 7.99% - 17.99%
Used 12.99% - 17.99%
*APR=Annual Percentage Rate. For a $10,000 boat loan for a term of 60 months with a 7.99% APR, the monthly payment will be $202.76.

Unsecured/Signature

Max Term APR*
60 mos 7.49% - 17.99%
*APR=Annual Percentage Rate. For a $10,000 share secured loan for a term of 60 months with a 1.25% APR, the monthly payment will be $172.03.

First Responder Loan

Max Term APR*
36 mos 4.00%
*APR=Annual Percentage Rate. A loan amount of $5,000 at 4.00% APR would have monthly payments of $147.62.

Shared Secure Loan

Max Term APR*
60 mos Share: 2% Above Dividend Rate
60 mos Certificate: 2% Above Dividend Rate
*APR=Annual Percentage Rate. For a $10,000 share secured loan for a term of 60 months with a 1.25% APR, the monthly payment will be $172.03.

Mortgages

For current rates, please contact our Mortgage Lending Department at 800.555.6665


Certificate and IRA Certificate Accounts

Term Dividend Rate APY*
3 Months 0.60% 0.60%
6 Months 0.90% 0.90%
12 Months  SEE BELOW
24 Months 1.95% 1.97%
36 Months 2.15% 2.17%
48 Months 2.50% 2.53%
60 Months 2.75% 2.78%

Minimum balance of $500 to open and earn APY. Rates may change after the account is opened. *APY=Annual Percentage Yield. Early withdrawal penalties may be imposed.  

12-Month Certificate Special

Term Dividend Rate APY*
12 months 2.50% 2.53%

 *APY=Annual Percentage Yield. APY is accurate as of 09.20.18. Rate subject to change without notice. No minimum deposit required. Penalty for early withdrawal. Fees may reduce earnings. Offer does not apply to IRAs and business accounts. Promotional rate effective 09.20.2018. Offer is for a limited time only and may end at any time. 


Jumbo Certificates and IRA Certificates

Term Dividend Rate APY*
3 months 0.65% 0.65%
6 Months 0.95% 0.95%
12 Months 1.75% 1.76%
24 Months 1.95% 1.97%
36 Months 2.15% 2.17%
48 Months 2.50% 2.53%
60 Months 2.75% 2.78%
Minimum balance of $50,000 to open and earn APY. Rates may change after the account is opened. *APY=Annual Percentage Yield. Fees may reduce earnings on the account. Early withdrawal penalties may be imposed.

Tiered Money Market

Investment Value Dividend Rate APY*
$0 to $99 0.00% 0.00%
$100 to $2,499 0.05% 0.05%
$2,500 to 4,999 0.15% 0.15%
$5,000 to $9,999 0.20% 0.20%
$10,000 to $49,999 0.30% 0.30%
$50,000 or more 0.35% 0.35%
Rates may change after the account is opened. *APY=Annual Percentage Yield. Fees may reduce earnings on the account.

Share/Savings Accounts

Account Type Dividend Rate APY*
Share Accounts 0.05% 0.05%
Health Savings Account 0.05% 0.05%
Christmas Club 0.05% 0.05%
Electronic Checking** 0.05% 0.05%
IRA Share Accounts*** 0.40% 0.40%
Rates may change after the account is opened. *APY=Annual Percentage Yield. Fees may reduce earnings on the account. **Minimum balance of $5 to open and minimum balance of $500 to earn APY. ***Minimum balance of $25 to open and earn APY.