All Available Rates
We have many rates to suit your needs. Use the links below to visit each section of the page for your convenience.
Loan Rates
Deposit Rates
Auto Loans
| Year |
Max Term |
APR* |
| 2018/2017 |
60 mos |
3.74% - 17.99% |
| 2018/2017 |
72 mos |
3.99% - 17.99% |
| 2018/2017 |
84 mos |
4.24% - 17.99% |
| 2016/2015/2014 |
60 mos |
3.99% - 17.99% |
| 2016/2015/2014 |
72 mos |
4.24% - 17.99% |
| 2016/2015/2014 |
84 mos |
4.49% - 17.99% |
| 2013/2012/2011 |
60 mos |
4.99% - 17.99% |
| 2010/2009/2008 |
60 mos |
5.99% - 17.99% |
| 2007 and older |
48 mos |
6.99% - 17.99% |
*APR=Annual Percentage Rate. All rates and terms subject to change. All loans subject to approval. Rates, terms and conditions depend on credit qualifications. For a $20,000 auto loan for a term of 60 months with a 3.74% APR, the monthly payment will be $365.99.
Motorcycles/ATVs/Scooters
| Max Term |
APR* |
| 72 mos NEW |
5.49% - 17.99% |
| 60 mos USED |
5.99% - 17.99% |
*APR=Annual Percentage Rate. For a $10,000 motorcycle loan for a term of 60 months with a 5.49% APR, the monthly payment will be $190.97
Motor Home/Travel Trailers/Recreational Vehicles
| Max Term |
APR* |
| under $20,000 - 84 mos |
New 6.49% - 17.99% |
| $20,000 - $49,999 - 144 mos |
Used 7.49% - 17.99% |
| $50,000+ - 240 mos |
|
*APR=Annual Percentage Rate. For a $15,000 motor home loan for a term of 84 months with a 6.49% APR, the monthly payment will be $222.67.
Boat/Motor Trailer
| Max Term |
APR* |
| $30,000 - 84 mos |
New 7.99% - 17.99% |
|
Used 12.99% - 17.99% |
*APR=Annual Percentage Rate. For a $10,000 boat loan for a term of 60 months with a 7.99% APR, the monthly payment will be $202.76.
Unsecured/Signature
| Max Term |
APR* |
| 60 mos |
7.49% - 17.99% |
*APR=Annual Percentage Rate. For a $10,000 share secured loan for a term of 60 months with a 1.25% APR, the monthly payment will be $172.03.
First Responder Loan
| Max Term |
APR* |
| 36 mos |
4.00% |
*APR=Annual Percentage Rate. A loan amount of $5,000 at 4.00% APR would have monthly payments of $147.62.
Shared Secure Loan
| Max Term |
APR* |
| 60 mos |
Share: 2% Above Dividend Rate |
| 60 mos |
Certificate: 2% Above Dividend Rate |
*APR=Annual Percentage Rate. For a $10,000 share secured loan for a term of 60 months with a 1.25% APR, the monthly payment will be $172.03.
Mortgages
For current rates, please contact our Mortgage Lending Department at 800.555.6665
Certificate and IRA Certificate Accounts
| Term |
Dividend Rate |
APY* |
| 3 Months |
0.60% |
0.60% |
| 6 Months |
0.90% |
0.90% |
| 12 Months |
SEE BELOW |
|
| 24 Months |
1.95% |
1.97% |
| 36 Months |
2.15% |
2.17% |
| 48 Months |
2.50% |
2.53% |
| 60 Months |
2.75% |
2.78% |
Minimum balance of $500 to open and earn APY. Rates may change after the account is opened. *APY=Annual Percentage Yield. Early withdrawal penalties may be imposed.
12-Month Certificate Special
| Term |
Dividend Rate |
APY* |
| 12 months |
2.50% |
2.53% |
*APY=Annual Percentage Yield. APY is accurate as of 09.20.18. Rate subject to change without notice. No minimum deposit required. Penalty for early withdrawal. Fees may reduce earnings. Offer does not apply to IRAs and business accounts. Promotional rate effective 09.20.2018. Offer is for a limited time only and may end at any time.
Jumbo Certificates and IRA Certificates
| Term |
Dividend Rate |
APY* |
| 3 months |
0.65% |
0.65% |
| 6 Months |
0.95% |
0.95% |
| 12 Months |
1.75% |
1.76% |
| 24 Months |
1.95% |
1.97% |
| 36 Months |
2.15% |
2.17% |
| 48 Months |
2.50% |
2.53% |
| 60 Months |
2.75% |
2.78% |
Minimum balance of $50,000 to open and earn APY. Rates may change after the account is opened. *APY=Annual Percentage Yield. Fees may reduce earnings on the account. Early withdrawal penalties may be imposed.
Tiered Money Market
| Investment Value |
Dividend Rate |
APY* |
| $0 to $99 |
0.00% |
0.00% |
| $100 to $2,499 |
0.05% |
0.05% |
| $2,500 to 4,999 |
0.15% |
0.15% |
| $5,000 to $9,999 |
0.20% |
0.20% |
| $10,000 to $49,999 |
0.30% |
0.30% |
| $50,000 or more |
0.35% |
0.35% |
Rates may change after the account is opened. *APY=Annual Percentage Yield. Fees may reduce earnings on the account.
Share/Savings Accounts
| Account Type |
Dividend Rate |
APY* |
| Share Accounts |
0.05% |
0.05% |
| Health Savings Account |
0.05% |
0.05% |
| Christmas Club |
0.05% |
0.05% |
| Electronic Checking** |
0.05% |
0.05% |
| IRA Share Accounts*** |
0.40% |
0.40% |
Rates may change after the account is opened. *APY=Annual Percentage Yield. Fees may reduce earnings on the account. **Minimum balance of $5 to open and minimum balance of $500 to earn APY. ***Minimum balance of $25 to open and earn APY.
