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Notice

All Aventa branches will be closed Monday, May 27th, in honor of Memorial Day. We want to take this time to honor and celebrate the lives of our men and women who made the ultimate sacrifice for our freedoms. 

Interest Rates and Interest Charges                                                          
Annual Percentage Rate (APR) for Purchases

Visa Classic

9.99%

Visa Platinum

7.99% 

APR for Balance Transfers

Visa Classic

9.99%

Visa Platinum

7.99%

APR for Cash Advances

Visa Classic

9.99% 

Visa Platinum

7.99%

How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge

None

For Credit Card Tips from the Consumer Financial Protection Bureau Top learn more factors to consider when applying for or using a credit card visit the Consumer Financial Protection Bureau.
Fees

Annual Fee

None
Balance Transfer Fee None
Cash Advance Fee

None

Foreign Transaction Fee

1.00% of each multiple currency transaction in U.S. dollars.

0.80% of each single currency transaction in U.S. dollars.

Late Payment Fee Up to $25.00
Returned Payment Fee Up to $25.00

How We will Calculate Your Balance. We use a method called "average daily balance (including new purchases)."

Effective Date: This information about costs of the card described in the application is accurate as of October 31, 2016. This information may have changed after that date. To find out what may have changed, contact us.

Other Disclosures

Late Payment Fee:$25.00 or the amount of the required payment, whichever is less. If you are one (1) or more days late in making a payment.

Returned Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less.

Document Copy Fee: $15.00

Rush Fee: $35.00

Emergency Card Replacement Fee: $50.00

Card Replacement Fee: $10.00

Card Recovery Fee: $65.00

Pay-by-Phone Fee: $10.00